Organizing Your Finances

How organized are your finances? If you were to find yourself in a tricky situation and needed to find a document would you be able to locate it quickly?

Consumidor, Finanzas PersonalesBJCJune 4, 2021consumidor, finanzas personales

Starting A Savings Account

Do you have a savings account? There is no shame in saying no and it is not too late to start one! A savings account is an important part in good financial habits and an easy way to keep your money organized.

Finanzas Personales, ConsumidoresBJCMay 27, 2021consumidor, ahorro, finanzas personales

Tips To Paying Off Student Loans

At this point it seems like most of us will be making payments on some kind of student loan for the next few decades. So what, if anything, can you do to make the payment process faster or easier?

Consumidor, Finanzas PersonalesBJCMay 27, 2021student loans, personal finance, consumer

How Much To Save For Emergencies

If the pandemic taught us anything it’s that the world can change in a heartbeat. One of the most important places we can bring that lesson is into our finances and our emergency savings.

Finanzas Personales, ConsumidoresBJCMay 19, 2021consumidor, finanzas personales, ahorro

What To Consider Before Applying For A Credit Card

If you are looking to open a new credit card you never have to look very far - you probably have a few applications in your mailbox right now. But when you are looking for a new card what kind of things should you look for?

Consumidores, tarjetas de crédito, finanzas personalesBJCMay 19, 2021tarjetas de crédito, consumo

What Is A Loan Guarantor?

If you’ve ever taken out a loan or have had a child or relative take out a loan you’ve probably heard the term “guarantor.” But what exactly is a guarantor on a loan?

Finanzas Personales, ConsumidoresBJCMay 12, 2021personal finance, consumer, loans

How Many Is Too Many Credit Cards?

When you think about credit you probably think about credit cards. One of the most common questions people ask is how many credit cards should one person have? The answer is a little complicated.

Tarjetas de crédito, finanzas personales, consumoBJCMay 12, 2021tarjetas de crédito, puntuación de crédito

Save Money On Summer Travel

We’ve all been cooped up for over a year so summer 2021 has everyone thinking one thing - vacation! Even with the enthusiasm that comes with life opening back up you will still want to stay on budget as you hit the beach.

Consumidor, Finanzas PersonalesBJCApril 30, 2021consumidor, finanzas personales

Protecting The Elderly From Scams

Financial scams are all too common these days and unfortunately fraudsters tend to target the most vulnerable among us -- the elderly. So how can you make sure your elderly friends and relatives don’t get taken advantage of?

Finanzas Personales, ConsumidoresBJCApril 30, 2021consumidor, finanzas personales

I Paid It Off - Should I Close My Credit Card?

If you are trying to pay off your credit cards then naturally you may think closing as many accounts as possible will only help your credit. Well, you would be wrong about that! Even if they are empty keep your credit cards open if they don’t have any annual fees attached.

BJCApril 29, 2021

Who Cares If I Have Bad Credit?

According to Experian more than 30 percent of Americans have credit scores of 601 or lower, which is considered bad credit. Aside from applying for a mortgage how does that score actually affect you?

BJCApril 25, 2021

Staying On Top Of Your Credit

Taking charge of your credit starts with first understanding it. So how do you get started staying on top of your credit?

Consumidor, Finanzas PersonalesBJCApril 11, 2021credit score, personal finance, credit

5 cosas que matan su puntuación de crédito

Bad credit can sneak up on you. You may think a late payment here-and-there is no big deal but little things can build up fast and can be difficult to reverse. Here are five common things that can kill your credit score...

Bryan CaplanApril 1, 2021101, credit score, consumer, list Comentario

Can More Loans Help Your Credit?

Credit scores are fickle things. You would think the less debt you have the better but that can often be the opposite of true. So how can you have more loans but better credit?

Consumidor, Finanzas PersonalesBJCMarch 27, 2021consumidor, puntuación de créditoComentario

¿Qué es el crédito?

El crédito es algo que nos afecta a todos, pero ¿cuántos de nosotros sabemos realmente cómo funciona? Antes de embarcarse en un viaje hacia un buen puntaje ayuda a entender qué es el crédito y qué le dice a los bancos sobre su historial financiero.

Consumidores, tarjetas de crédito, reparación de créditoBryan CaplanMarch 14, 2021crédito, faq, 101Comentario

What Is a Credit Limit?

The first step to getting a hold on your finances is understanding all the key terms associated with borrowing, loans, credit and debt. Even the simplest terms deserve a little more attention when it comes to understanding your finances.

Consumidores, tarjetas de créditoBryan CaplanFebruary 28, 2021tarjetas de crédito, consumidor, puntuación de créditoComentario

What Is Debt Consolidation?

You are bombarded by the term constantly when logging into your online banking, but what does debt consolidation actually mean, and is it a good thing?

Consumidor, Finanzas PersonalesBJCFebruary 14, 2021consumer, debt, personal financeComentario

Financial Lessons Learned From The COVID-19 Pandemic

The last year has been a tough one for everyone. COVID-19 has upended normal life for everyone, especially those struggling to make ends meet already. So what lessons can we take away from this unusual ordeal?

Consumidor, Finanzas PersonalesBJCJanuary 24, 2021consumidor, finanzas personalesComentario

When You Should Apply For A Personal Loan

If you are getting your finances together or planning some home renovations you may consider taking out a personal loan. Don’t be afraid! A personal loan can be a great move under certain circumstances — here are a few.

Consumidor, Finanzas PersonalesBJCJanuary 8, 2021tarjetas de crédito, consumoComentario