There is no better feeling than finally paying off a credit card. With the balance now at zero you may be tempted to close the account entirely -- but should you?
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When you are reviewing your credit report what happens if you find something incorrect? You can file a dispute directly with the creditor or your can write something called a 609 dispute letter.
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We’ve all been out shopping and have been tempted by the immediate and significant savings you can get by opening a store credit card. Like everything when it comes to finances, store credit cards are neither good nor bad but should be approached with caution and awareness.
If you are looking to either build up good credit or develop better spending habits there are many options out there for you to consider. One of them is a secured credit card.
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There are many bells and whistles that come with every credit card. One of the most common perks is the ability to get a cash advance on your card. But is this “perk” really worth it?
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Having and using a credit card means you may encounter erroneous charges on your statement. How can you go about fixing them and in what circumstances allow you to file a dispute with your credit card company?
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The most important part of responsibly using a credit card is making on-time payments. So figuring out when to pay your credit card bill should be a no-brainer, right?
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There are many ways you can tackle your debt, one of those being debt consolidation. So what exactly does debt consolidation mean and how do you know if it is a good strategy for you?
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Credit is easy to ignore until it isn’t. Nearly a third of Americans have credit scores of 601 or lower, which is considered bad credit. Aside from applying for a mortgage, how does that score actually affect you?
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When you have decided to tackle your damaged credit it may seem like an insurmountable feat, after all it took years of damage to get to that point. But even the worst credit isn’t a lost cause, you can always recover your credit to a point.
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If you have a credit card you are very familiar with your credit card bill. Every month you pay at least the minimum payment due and go on your merry way. But what do all the other terms on your bill mean?
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Every time you open a credit card or have your credit queried you receive a ‘credit inquiry.’ These record requests aren’t always benign and can add up to do damage to your credit score. So how many does it take to start to hurt your score?
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Credit card companies love to tout the perks that come with their cards to get you to open one with their company. But these perks are often just a sales gimmick and not something you should be basing your decision on.
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If you are looking to open a new credit card you never have to look very far - you probably have a few applications in your mailbox right now. But when you are looking for a new card what kind of things should you look for?
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When you think about credit you probably think about credit cards. One of the most common questions people ask is how many credit cards should one person have? The answer is a little complicated.
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The first step to getting a hold on your finances is understanding all the key terms associated with borrowing, loans, credit and debt. Even the simplest terms deserve a little more attention when it comes to understanding your finances.
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If you are getting your finances together or planning some home renovations you may consider taking out a personal loan. Don’t be afraid! A personal loan can be a great move under certain circumstances — here are a few.
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Congrats! You’ve paid off a credit card. Aside from celebrating (which you should) you will also want to do a couple of other things to make sure you keep that zero balance.
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A veces lo impensable puede suceder y puedes recibir un golpe financiero repentino. Cuando la prueba ha pasado y sólo queda la deuda, ¿cómo empiezas a pagarla eficazmente?
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Si sus finanzas han caído en picado durante los últimos dos meses, no está solo. ¿Qué medidas debería tomar ahora para mantenerse a flote pero no enterrarlo en deudas en el camino?
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