Credit scores are three numbers that can have a big impact on any financial decision you make. But what is considered a good score?
You have just got home from a store and when you look in your wallet your credit card is gone. What do you do next?
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If you have a credit card you know that there can be a fee on just about anything. What are some of the most common credit card fees and how can you avoid them?
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At one time each and every one of us had little to no credit. So if you are in that position now, how can you take steps to build up your credit in a positive way?
Paying off an account or getting rid of a bill is an amazing feeling. If you have the cash right now and are looking to get rid of your car payment it may seem like a no-brainer to pay off the loan immediately – but should you?
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Making the decision to purchase a new home is exciting but with that decision comes the financial pressure to save up for a down payment. How can you save more money? How much do you need to put down?
Everyone is a target for financial scammers these days but the elderly are especially vulnerable. Scammers often target the least tech savvy and most trusting. With so many lines of communication available, how can you help your elderly relatives stay safe from financial scams?
Do you have a good understanding of your finances? One way you can learn more about your own financial history is to get familiar with your credit report.
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Winter is here and so are inflated heating and electrical bills! How can you make some changes to your home to save a little more cash this winter?
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One of the biggest factors in determining your credit score is your payment history. Even one late payment can negatively affect your credit score. So in this busy world how can you make it easier to remember to make your payments on-time?
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If you have attended college in the past couple of decades chances are you have some kind of student loan debt. Some people walk away with only a few thousand dollars of debt while others graduate with hundreds of thousands of dollars of debt. Regardless of the total amount you owe, how do student loans affect your credit going forward?
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The new year is the perfect time to get your finances on the right track! While you are making your resolutions for 2022 be sure to add in a few that will help you meet your financial goals.
When you are working on your finances there are a number of terms you will see everywhere. One of these terms is ‘available balance.’
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One of the easiest ways to learn about your financial history is to take a look at your credit report.
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There is no better feeling than finally paying off a credit card. With the balance now at zero you may be tempted to close the account entirely -- but should you?
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Tis the season for spending! If you have trouble getting through the holiday season without debt you are not alone. This year let’s shop smarter so we can have a great start to the new year.
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Do you have an emergency fund? If not, it's time to get one started! While you are not required to have one, an emergency fund is always a good idea regardless of how well-off you are.
The season for giving is also the season for scamming. How can you make sure you don’t fall victim to any common scams this holiday season?
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When you are reviewing your credit report what happens if you find something incorrect? You can file a dispute directly with the creditor or your can write something called a 609 dispute letter.
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Are you thinking about buying a new car? Like purchasing a house or taking out student loans, purchasing a car is a big life decision that you should not take lightly or rush into. How can you ensure that you will make a smart decision this time around?
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