Your credit score is a single number that can make or break the quality of your life—from renting an apartment and qualifying for a mortgage to getting approved (or denied) for a new job and finding attractive home and auto insurance rates.
Therefore, it's important to know what factors go into that three-digit number, how you can improve your credit score, and what you can do to protect it.
Your credit report may not seem very important, but in reality, it can impact your finances and even your career prospects. Whether you're applying for a loan or searching for your next job, there are many situations where a positive credit history can help you get ahead of the competition. Adverse credit history can make it challenging to get approved anywhere from renting an apartment to buying your next car or even landing an internship – and the effects can last long after the adverse events. So, how can you keep your credit report up to date??
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